Terms and Conditions

Last Updated: January 28, 2026

Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Mosswick. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, you must immediately discontinue your use of our website and services. These terms supplement and work in conjunction with our Terms of Service and Privacy Policy.

1. User Obligations and Conduct

1.1 Legal Compliance

You agree to comply with all applicable local, state, national, and international laws and regulations when using our website and services. This includes but is not limited to:

• Data protection and privacy laws
• Intellectual property rights
• Anti-spam and communications regulations
• Healthcare marketing compliance requirements (HIPAA, FDA regulations)
• Advertising standards and truthfulness requirements

1.2 Prohibited Activities

You expressly agree not to engage in any of the following prohibited activities:

• Violating or attempting to violate the security of our website or services
• Using automated systems (bots, scrapers) to access our website without permission
• Transmitting any harmful code, viruses, or malicious software
• Engaging in any activity that disrupts or interferes with our services
• Misrepresenting your identity or affiliation with any person or entity
• Collecting or storing personal data about other users without consent
• Using our services for any illegal, harmful, or fraudulent purpose
• Attempting to reverse engineer any part of our website or services

1.3 Content Standards

Any content you submit through our website must:

• Be accurate and not misleading
• Not infringe any intellectual property rights
• Not contain defamatory, obscene, or offensive material
• Not promote discrimination, hatred, or violence
• Not violate any person's privacy or publicity rights

1.4 Age Requirements

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into this agreement.

2. User Responsibilities

2.1 Account Security

If you create an account with us, you are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Promptly notifying us of any unauthorized access or security breaches
• Ensuring your contact information remains current and accurate

2.2 Indemnification Obligations

You agree to indemnify, defend, and hold harmless Mosswick, its affiliates, officers, directors, employees, consultants, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use or misuse of our website or services
• Your violation of these Terms and Conditions
• Your violation of any law, regulation, or third-party rights
• Any content you submit, post, or transmit through our services
• Any dispute you have with another user

2.3 Privacy and Data Protection

You acknowledge and agree that:

• You have read and understood our Privacy Policy
• You consent to our collection and use of your data as described in our Privacy Policy
• You will not share sensitive health information through public channels
• You are responsible for the accuracy of information you provide

3. Disclaimers and Warranties

3.1 No Warranty

Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of content
• Continuous, uninterrupted, or secure access

3.2 Healthcare Information Disclaimer

The information provided on our website is for general informational purposes only and is not intended as:

• Medical advice, diagnosis, or treatment recommendations
• A substitute for professional medical consultation
• An endorsement of any specific healthcare provider, procedure, or product
• Comprehensive or exhaustive medical information

Always seek the advice of qualified healthcare professionals regarding any medical condition or treatment. Never disregard professional medical advice or delay seeking it because of information you read on our website.

4. Limitation of Liability

4.1 Exclusion of Damages

To the maximum extent permitted by applicable law, Mosswick, its affiliates, directors, officers, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, or business opportunities
• Loss of use or goodwill
• Business interruption
• Personal injury or property damage
• Damages arising from your access to, use of, or inability to use our services
• Damages arising from any unauthorized access to or alteration of your data
• Damages arising from any content, conduct, or communications of third parties

4.2 Liability Cap

In no event shall Mosswick's total liability to you for all damages, losses, and causes of action exceed the amount you have paid to Mosswick in the twelve months preceding the claim, or one hundred dollars ($100), whichever is greater.

4.3 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

5. Force Majeure

Mosswick shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:

• Acts of God (earthquakes, floods, fires, storms)
• War, terrorism, civil unrest, or government actions
• Labor disputes or strikes
• Internet service provider failures or delays
• Power outages or equipment failures
• Pandemics or public health emergencies

In such events, our obligations under these terms will be suspended for the duration of the force majeure event.

6. Governing Law and Jurisdiction

6.1 Applicable Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within the United States.

6.2 Dispute Resolution

Before initiating any legal proceedings, you agree to attempt to resolve disputes through good-faith negotiation. If we cannot reach a resolution within 30 days:

• Either party may pursue legal remedies
• Disputes shall be resolved in the courts of competent jurisdiction in the United States
• Each party shall bear its own legal costs unless otherwise awarded by the court

6.3 Class Action Waiver

To the extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

7. Intellectual Property

7.1 Ownership

All intellectual property rights in and to the website, services, and content (excluding user-generated content) are owned by Mosswick or our licensors. This includes:

• Trademarks, service marks, and trade names
• Copyrights in text, images, graphics, and other content
• Software, code, and technical infrastructure
• Design elements, layouts, and user interfaces

7.2 Copyright Infringement

We respect intellectual property rights and expect our users to do the same. If you believe that any content on our website infringes your copyright, please contact us with:

• Identification of the copyrighted work
• Location of the allegedly infringing material
• Your contact information
• A statement of good faith belief that the use is unauthorized
• A statement that the information in your notice is accurate

8. Modification and Termination

8.1 Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify users of significant changes by:

• Updating the "Last Updated" date at the top of this page
• Posting a notice on our website
• Sending an email notification (if you have provided an email address)

Your continued use of our services after such modifications constitutes your acceptance of the updated terms.

8.2 Termination Rights

We reserve the right to:

• Suspend or terminate your access to our services at any time
• Remove or disable any content that violates these terms
• Take appropriate legal action against users who violate these terms

You may terminate your relationship with us at any time by discontinuing use of our website and services.

9. General Provisions

9.1 Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and Terms of Service, constitute the entire agreement between you and Mosswick regarding your use of our website and services.

9.2 Severability

If any provision of these terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

9.3 Waiver

No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of that right or provision.

9.4 Assignment

You may not assign or transfer your rights or obligations under these terms without our prior written consent. We may assign our rights and obligations without restriction.

9.5 Survival

Provisions that by their nature should survive termination shall survive, including but not limited to: ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.